Skip to main content

Health Insurance

Healthy for life: Budgeting for health care expenses

Medical costs can be unpredictable, so it pays to plan ahead. Learn how much money you can save with the right budget.

Health insurance for kids: What it’s all about

How to get your child health, vision and dental coverage. Here’s what to know.

What is a health insurance deductible?

When you’re shopping for health insurance, this term comes up a lot. Here’s why you need to know it.

What is a catastrophic health plan, and is it right for you?

If you qualify, this type of insurance policy can keep things affordable. But there are downsides. Here’s what you need to know.

The pros and cons of joining your spouse’s health plan

Is it better to join your spouse’s health plan or stick with your own plan — or do both?

Fixed benefit vs. traditional health insurance: What’s the difference?

Both types of plans offer you ways of being covered, but there are some key differences between the two. Here’s what you may want to know.

What types of health insurance are available to me if I’m unemployed?

Even if you’re out of work, you can still find the coverage that you need. Here are some options.

4 options if you miss the Open Enrollment Period

If the Affordable Care Act deadline comes and goes and you haven’t had a chance to get a health insurance plan, you still have some options. Here’s what to know.

The Affordable Care Act (ACA): What it’s all about

Thanks to the ACA, many Americans have access to comprehensive health insurance. Find out about cost, eligibility, deadlines and more.

Special Enrollment Periods: Are you eligible?

Enrolling in an ACA health plan isn’t possible for much of the year — unless you’re eligible for an SEP. Here’s what you need to know about them.

Visit the Optum Store to make the most of your FSA/HSA account

Get care
checked
Get care
Shop
checked
Shop
Fill Rx
checked
Fill Rx