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Health Insurance

What you need to know about adding your spouse to your health plan

You share everything with your significant other — but can you share your health plan too? Here’s what you need to know.

Short-term medical insurance: What it’s all about

If you’re going to have a gap in health coverage, a short-term medical plan might be the right choice.

TriTerm Medical insurance: What it’s all about

If you’re self-employed or in need of temporary coverage, a TriTerm Medical plan could be right for you.

What’s the difference between a copayment and coinsurance?

Learn more about these 2 essential health care terms and why you might need to pay 1 or both the next time you see your doctor.

You just quit your job. Should you go with COBRA or an Affordable Care Act individual plan?

Weigh the pros and cons of staying with your employer’s plan or purchasing your own.

The pros and cons of TriTerm Medical insurance

This type of short-term insurance can give you needed health coverage while you’re in between traditional plans. Find out if it’s right for you.

Why buying a short-term health insurance plan could be right for you

Need health insurance for a limited time? This type of plan might be just what you need.

The 8 most common ACA enrollment mistakes (and how you can avoid them)

It’s Open Enrollment season again. Here are all the things you shouldn’t be doing during it.

Should you switch to a high deductible health plan (HDHP)?

Weighing the pros and cons of whether an HDHP might be the perfect fit for you.

What is a catastrophic health plan, and is it right for you?

If you qualify, this type of insurance policy can keep things affordable. But there are downsides. Here’s what you need to know.

Visit the Optum Store to make the most of your FSA/HSA account

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