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Health Insurance

Making the Most of HSAs at Every Life Stage

Tax-free healthcare savings can help reduce out-of-pocket costs

7 health insurance options for individuals and families

Need an insurance plan to keep you and your family healthy? Get familiar with everything from Affordable Care Act and short-term medical plans to dental and vision benefits.

Who can benefit from short term health insurance?

If you’ve got a gap between major medical insurance coverage for whatever reason, this temporary fix could be the solution.

7 reasons why you might have to wait for your health insurance to begin

Even though you’ve signed up for a health plan, you might not be able to take advantage of its benefits right away. But there are options while you wait.

Healthy for life: Budgeting for health care expenses

Medical costs can be unpredictable, so it pays to plan ahead. Learn how much money you can save with the right budget.

Health insurance for kids: What it’s all about

How to get your child health, vision and dental coverage. Here’s what to know.

What is a health insurance deductible?

When you’re shopping for health insurance, this term comes up a lot. Here’s why you need to know it.

What is a catastrophic health plan, and is it right for you?

If you qualify, this type of insurance policy can keep things affordable. But there are downsides. Here’s what you need to know.

The pros and cons of joining your spouse’s health plan

Is it better to join your spouse’s health plan or stick with your own plan — or do both?

Visit the Optum Store to make the most of your FSA/HSA account

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