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Supplemental Insurance

Self-employed? Here’s why a hospital and doctor insurance plan may work for you

When you work for yourself, you may have to budget more for medical expenses. Here’s how a fixed indemnity plan can help.

How a dental discount plan can help more than your teeth

This type of policy can save you money on dental services — and even other healthcare costs. Here’s how.

What is a waiting period, and why might it affect your dental coverage?

The date of your dental appointment can matter when it comes to dental insurance. Here’s why.

What’s the benefit of a critical illness rider with term life insurance?

Here’s how to get money to help pay for you and your family’s needs if you are ever diagnosed with a critical illness.

Indemnity plans: What they’re all about

These types of plans help protect you from unexpected medical expenses. Learn more.

What are the benefits of seeing a mental health professional?

If you’re feeling down or more anxious than usual lately, you may benefit from seeing a psychologist or psychiatrist. Here’s how they can help.

How to avoid a health crisis while traveling abroad

Getting sick or injured can be scary. It may be even more overwhelming if it happens when you’re in another country. Here’s how to prepare yourself.

3 dental floss alternatives you can count on to get the job done

For better oral health, flossing isn’t optional — but there are more choices than you might realize.

6 ways hospital and doctor insurance can help you with surprise bills

Looking to fill potentially pricey gaps in your health insurance plan? Consider adding this type of supplemental coverage.

5 things you should know about critical illness insurance

Worried about costs and bills if you were to get sick? This type of insurance can help.

Visit the Optum Store to make the most of your FSA/HSA account

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